Availing a Loan without Much Hassle

Availing a loan from the banks, microfinancing, cooperatives, etc., has never been easy. You need to submit long list of requirements and if you failed to submit one of those, you'll lose the chance of borrowing money.

For all loans:

• Valid ID

• Certificate of Employment (w/ Income)

• Latest Payslip

Employed (you might be asked for these in addition to above)

• ITR: Income Tax Return (optional for some banks)

• Bank Certificate, or Latest Statements

• If OFW: Work Contract

• If Self-Employed:

• DTI/SEC Registration

• 6 months bank statements

• Audited financial statements

• ITR: Income Tax Return

• Trade References (depends on the bank)

Business Loan

• 2X2 photo ID picture

• Sketch of business, sketch of residence, pictures of equipment and facilities

• Barangay clearance

• Audited financial statements

• DTI Registration & Mayor's permit

Completjng above list has never been an easy way. You need to spend few days before you can submit everything. Really a hassle. What if there's an emergency situation? You rather jump to 5-6 scheme loan than to complete the requirements.

HOWEVER......THAT WAS BEFORE! 

WHY CHOOSE THAT LONG PROCESS WHILE YOU HAVE THE BEST OPTION OF DOING IT ONLINE AND AVAIL LOAN WITHIN 3 DAYS.

HOW? Through https://www.lenddo.com.ph//

I've tried their easy and helpful system and this month, I'll be finished with my one year loan with them.

Thanks Lenddo for your easy loan process.

I'll post here the tutorial on how to process loan in Lenddo. Wait and see!

In these difficult times, for a common employee earning 10K-20K a month is really not enough. Commodities are too high. Five hundred peso (P500.00) for a day is not enough to buy the needs for a day. I and my husband are just grateful that our work is just a tricycle away. How about those whose works are really far from their houses? Really a burden.

To earn additional cash, I tried to search for the internet for some paying sites. I am trying to look for work in www.odesk.com however my 2 applications were both rejected. According to the site, both clients were banned from the site since they were not complying with the terms & conditions stated therein. Hopefully, my next applications will be successful. Keeping my fingers crossed.

I am also participating in www.mylot.com. It's a legit site where you just need to participate in the discussions or create discussions to earn. It's quite interesting. You learn at the same time you earn. However, you need to be more active to earn fast. So far I've just earning $1.54 hahaha. Need to be more active so I could reach fast their $10 for a payout.

I have tried PTC sites before. I've earned about $5-10 then I stopped. I don't like the idea.

I've finally come to realize, the best way to earn sufficient income is to have a successful online store. I've started way back 2008. It's not that successful yet compare to those who started later than mine but I'm happy with my earnings. To have a profit of P1K-3K a week is really not that bad. It helps us a lot. During my early years into online selling, I tried to use different free ads sites to promote my biz. The sites really help in finding customers. Some of these are www.sulit.com.ph and www.ayosdito.ph . I've actually created my free website through the help of www.webs.com and my site, www.myonlineshoppe.webs.com .  I didn't maximize the use of my site for now due to the rise of FB page. It's more popular so I created one new online store page www.facebook.com/hgbcshoppeonline .

The real idea in having a rewarding extra income is do not be afraid to explore. www.google.com.ph is helping me a lot. Through google search, I've come up to the sites I've mentioned above. Till now, with a click on my netbook and the proper keywords, SHOOT! I've found what I wanted.

God will make a way

DepEd Teacher: LET Application Requirements

DepEd Teacher: LET Application Requirements

bedsheets, pillow case, comforter, throw pillow case

bedsheets, pillow case, comforter, throw pillow case

Make your own website: FREE Site Builder & Web Hosting

I learned about http://www.webs.com (formerly freewebs.com)from a friend. He suggested the idea of creating a new website (through freewebs)than to find solution on how can I update the existing company website because I didn't even know how to contact the one who made it. He advised me to just create a free website like him. He has already made one for promoting his products online. I'd liked the idea. I will not only update our website but I will also learn how to make one. I'm not a professional IT so I have no clue on how a website is being created.

Excited as I was, I began exploring this site and Presto! For a matter of two weeks I was able to create an updated and more informative website.

Upon signing up there's various template where you can choose from. To start with, click Site Builder in member homepage. Upon clicking, you will immediately go to the pages which you can edit: the title, content, fonts, etc. You can also rename page, add page, delete page, customize page, edit title/subtitle and edit footer to copyright your website. Through copy and paste you can easily transfer relevant data from your computer. Photos can be uploaded as well without difficulty.

Done with your site? Want to see it online? Publish it. Webs offers at the same time free hosting so when you publish it you can immediately see your site online. If not satisfied with your site; you can edit it anytime, add applications and even invite members.

As for me, I've done with our company website, http://www.ewhafoam.com It may not appear a professional website but what matter is the content: company profile, complete product listings with clear images, submission for product inquiries and photo gallery for company activities. What I liked most? I can edit it anytime. Recently, I availed the premium package. So instead of having it www.ewhafoam.webs.com, I have it in our original domain. I transferred our existing domain from previous register. I paid through Credit Card the amount of $21.95/year. Reasonable enough right? Other Premium packages are also available just check their website.

It's time for you to try webs.com. Just type http://www.webs.com in your browser, click Get Started to sign-up, then explore your homepage. From there, you can create your own website without further queries and not spending any penny. I actually started 2 more new websites: for my daughters and for my home town. I'm planning to add another for my online selling. Thanks to webs!

PAID TO TYPE SITES

http://www.kolotibablo.com/?ref=1002167

This site is in Russian but through Google Translation Toolbar, page can be translated to English or any language you prefer.

 3 WAYS TO EARN:

1. Through typing captchas. But what are captchas? 

C - ompletely

A - utomated

P - ublic

T - uring test to tell

C - omputers and

H - uman

A - part

These are images you usually encounter when you sign-up for membership to any website. According to one captcha decoder site, where I am also a member, decoding will help digitize books and papers. Likewise, it will also help those who have poor hearing and vision who wish to use computers and internet. However, one comment I've read from www.mylot.com says that decoding will help those who want to send spam messages. Whatever is true, my goal in joining these sites is to earn some bucks to aid me from ever increasing cost of utilities (Meralco, NAWASA, Smartbro, etc.). I don't know how to bid in ODESK and GAF, so I rather be patient in typing these captchas.


     

Signed in as: billygwen, referrals: 10 Link for referrals: http://www.kolotibablo.com/?ref=1002167

payment request
attention: your earnings are updated every 10 minutes.
payments for work:	$0.5522
payments for rating:	$0.02761135 (level "senior striker")
payments for referrals:	$0.160408
total:	$0.74024635 minimum payment level is not achieved yet lacks $0.25975365
payment status:	no pending payments
Webmoney purse:	Z422327117597

payments history
ammount	purse	pay date	status
$1.130000	Z422327117597	2010-05-04 09:13:20	paid
$1.070000	Z422327117597	2010-05-02 11:09:30	paid

Now, back to the topic.

2. Earning in http://www.kolotibablo.com/?ref=1002167 is increased by some % (percentage rating) based on the quantity of captchas you typed. As you typed further, % rating also increase which will be added to your accumulated amount. 

3. Lastly, through referrals. Give the referral link (located in the upper portion of your personal page) to your friends, officemates and to those who wish to earn also. You will earn from what your referrals have typed. If you have excellent referrals, the amount added to your earnings is quite higher compare to the amount you gain from your % rating.

If you want to earn some extra bucks, better for you to try this one. If you have good typing speed, computer & internet connection, then you must not let this opportunity pass. 'm willing to help just leave your message here and I'll get back to you.


If you want to try this please click the link:

http://www.kolotibablo.com/?ref=1002167

 Username: captchatrial

Password: captchatrial


But how payment is made?


1. Payment is made through e-currency via webmoney. It is a multifunctional payment tool that provides secure and immediate transactions online. Register in http://wmtransfer.com . Upon registration, you will be given webmoney purse. It is a webmoney account which starts in Z. That account number is what you will provide in http://www.kolotibablo.com/?ref=1002167 for your payment.


2. To en-cash your payment, you will need an online money exchanger. There are lots of them when you use your search engine. Here in the Philippines, one trusted site for this e-currency exchange is PinoyGoldExchange. To learn more about this site please click http://www.pinoygoldexchange.net . This does not require member registration to facilitate exchange.


So worry no more about how your effort will be compensated. 


Goodluck! Happy captcha!